Your money without borders.
International account with a card accepted in over 180 countries. No annual fee, no IOF, and the lowest rates in the market.
Meet the Picnic card
Everything you need to spend abroad smartly.
Our rates are the lowest in the market. No IOF and with spread starting at 0.5%. Save on every international purchase.
The math nobody shows you.
Compare how much you pay in fees using Picnic versus the market average. We use digital dollars for international payments, so we don't charge IOF or exchange fees. The difference may surprise you.
Picnic
R$ 26.733,00
total cost
Competitor 1
R$ 28.063,00
total cost
Competitor 2
R$ 27.770,40
total cost
Competitor 3
R$ 27.738,48
total cost
Real security.
Your money protected by the same technology that major financial institutions use. Blockchain, encryption, and biometrics for your peace of mind.
Proven security
Your balance is held in USDC by Circle, the most regulated and audited stablecoin in the market.
Your money, not ours
Self-custody. Your assets stay in your wallet, not in Picnic accounts. You have full control.
Protected by biometrics
Your money is protected by cryptography and your mobile biometrics. No passwords to remember or be stolen.
Those who use it, recommend it
Over 200 million dollars transacted by people who chose the smart way to use money abroad.
Frequently asked questions
Get your questions about Picnic answered and start saving today.
Picnic is a financial platform offering an international account, a Visa debit card accepted in over 180 countries, and dollar investments. All with the lowest fees in the market.
Everything for your international financial life
Card, transfers, investments, and crypto all in one place.
International Card
Pay anywhere in the world with fair and transparent rates
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Easy Income
Your money earning automatically while you sleep
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Cryptocurrencies
Access the crypto market directly from your Picnic account
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Transfers
Send and receive dollars quickly and securely
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